Adequate housing for the Low Income Group (LIG) can best be achieved by construction of buildings with ground plus one to two floors above. For some period it should be constructed by the public sector, then, gradually it must be undertaken by the group housing societies. Properties in Kerala are being developed by the housing societies in close cooperation with certain prominent self-help groups.
As regards High Income Group (HIG) and Middle Income Group (MIG) housing, mainly the State Housing Boards and to some extent the Development Authorities, Improvement Trusts should be encouraged to take up the responsibility of at least a part of this construction to the extent possible for them from their organizational and financial capabilities. A suggestive proportion would be to say 25 to 40 percent of the total requirement depending upon the local situation. Rest of the construction can be left to the private sector, cooperative societies and individuals who can tap other resources and savings possible for developing the housing sector.
Mainly inspired by the Baker model scores of non-governmental organizations have implemented housing projects with minimum inputs to ensure a roof over the head for a vast section of the population of the state. The sincere efforts of these organizations have paid off in the long run. Today there is a significant decrease in the urban slums and squatter settlements.
With the increasing migration of the people from the rural areas of the various districts and also from other states, the problem of urban housing should not get aggravated. In some cities in the country, the persistent efforts of the local bodies and the city corporations actually led a sea change in the urban housing sector. But the situation was back to square one when the ground situation started changing.
Better planning for greater development
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